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This months’s top savings accounts
November 2023
With interest rates rising, savings accounts are starting to look interesting again. Here are the best rates on the market today
If you're looking for the top savings accounts, you can earn over 5% on an easy access account which gives you freedom with withdrawals, or earn over 6% if you're prepared to fix for a year.
The top savings accounts of the month
This week’s top easy-access savings account is the Beehive Money Limited Issue Easy Access. It pays 5.20% on a minimum opening deposit of £1,000.
If you’re looking to fix your savings, the top one-year fixed-rate account this month is is the Union Bank of India 1 Year Fixed Bond. It pays 6.05% on a minimum opening deposit of £1,000.
The best regular saver is the Nationwide Flex Regular Saver. It pays 8% on a minimum deposit of £1.
The top easy-access savings accounts
Provider | Notice | Rate | Conditions | Available |
Ulster Bank | Easy Access | 5.2% | Minimum opening balance £5,000 | Online |
Paragon Bank | Easy Access (Limited) | 5.16% | Minimum opening balance £1,000 | Online |
Beehive Money | Easy Access | 5.15% | Minimum opening balance £1,000 | Online |
1.Ulster Bank Loyalty Saver: Paying 4.81% on a minimum of £5,000 this account can be opened online and there are no withdrawal restrictions.
2.Paragon Bank Double Access Saver: Paying 5.16% on a minimum of £1,000 this account can be opened online and however it only permits up to two withdrawals per year).
3. Beehive Money Limited Issue Easy Access: Paying at 5.20%, It's this month’s top account for easy access saving accounts. It can be opened and managed online and it has a minimum opening deposit of £1.
This month's top notice accounts
Provider | Notice | Rate | Conditions | Available |
RCI Bank UK | 95 Day Notice | 5.60% | Minimum opening balance £1,000 | Online |
Personal | 180 Day Notice | 5.59% | Minimum opening balance £1,000 | Online |
Cynergy Bank | 35,95 or 120 Days Notice | 5.55% | Minimum opening balance £500 | Online |
1. RCI Bank UK 95 Day Notice Savings Account - Paying 5.60% on a minimum of £1,000 this account can be opened online and has a withdrawal notice period of 95 days.
2. Personal 180 Day Notice Account - Paying 5.59% on a minimum of £1,000 this account can be opened online and has a withdrawal notice period of 180 days.
3. Cynergy Bank Online Notice Saver - Paying 5.5% on a minimum of £500 this account can be opened online and has a choose withdrawal notice periods of 35, 95 or 120 days.
This month’s top one-year fixed accounts
Provider | Rate | Conditions | Availability |
Union Bank of India | 6.05% | Minimum opening balance of £1,000 | Branch/Post |
Gatehouse | 5.90% | Minimum opening balance of £1,000 | Online |
Vanquis Bank | 5.95% | Minimum opening balance of £1,000 | Online |
1. Union Bank of India 1 year fixed bond - At 6.05% this is the market leader this month. It has a minimum opening balance of £1,000 and your account can be opened and managed by branch or post.
2. Gatehouse 1 year fixed term deposit Woodland saver - Paying 5.90%, this online account has a minimum opening amount of £1,000.
3. Vanquis Bank 1 year fixed bond - Paying 5.95% this online account has a minimum opening amount of £1,000.
The information contained in this article is for information purposes only and do not constitute financial advice or a recommendation.
The interest rates and accounts shown are subject to change at any time and there may be other accounts available with higher rates or that more suitable which we have not identified or shown.